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Filing Requirement

New Jersey State Requires the following Forms:

Form 1099-MISC

Miscellaneous Information

A state copy is required when reportable payments total $1,000 or more for the calendar year, or when any New Jersey Income Tax was withheld. For tax year 2026 federal reporting, the $2,000 threshold applies to several Form 1099-MISC categories, but not all of them. Meanwhile, backup withholding triggers reporting regardless of the amount. A direct New Jersey-only filing may be required when the state threshold is met before the federal one.

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Form 1099-NEC

Nonemployee Compensation

File with New Jersey once compensation hits $1,000, or when any state tax is withheld. Since the 1099-NEC federal threshold for tax year 2026 is $2,000, payments between $1,000 and $1,999 can still trigger a New Jersey-only eFiling requirement.

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Form 1099-K

Payment Card and Third-Party Network Transactions

Information return rule applies at $1,000 or more, and there’s no transaction-count test. For tax year 2026 federal reporting, payment-card transactions are reportable regardless of amount. But a TPSO must report when payments exceed $20,000 and there are over 200 transactions. New Jersey reporting can apply even when the federal TPSO threshold is not met. Use CFSF for an eligible federal filing.

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Form 1099-B

Broker and Barter Exchange Transactions

Broker sales, redemptions, and barter transactions generally follow the federal Form 1099-B reporting rules. New Jersey’s state-copy rule applies at $1,000 or more, or when state was withheld. Use CFSF for eligible federal filings and use direct eFiling for a New Jersey-only requirement.

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Form 1099-R

Distributions From Pensions and Retirement Plans

Federal Form 1099-R generally reports distributions of $10 or more. New Jersey requires a state copy at $1,000 or more, or when New Jersey tax was withheld, file 1099-R electronically with Form NJ-W-3.

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Form 1095-B

Affordable Care Act Health Coverage

Coverage providers must report minimum essential coverage for full-year and qualifying part-year New Jersey residents. New Jersey accepts a fully completed Form 1095-B or Form NJ-1095 and a statement must go to the primary enrollee. There’s no paper filing option.

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Form 1095-C

Employer-Provided Health Insurance Offer and Coverage

New Jersey accepts a fully completed 1095-C, or one with Parts I and III filled out. A form containing only Parts I and II doesn’t satisfy New Jersey’s coverage-reporting requirement. Fully insured employers should confirm that the insurer or plan sponsor is filing. Self-insured employers may need to file directly.

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Form 1099-INT

Interest Income

New Jersey generally requires a state copy when interest credited reaches $1,000 or more, or when any state tax is withheld. The federal Form 1099-INT threshold is generally $10, so federal filing may apply even when there’s no separate New Jersey filing.

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Form W-2G

Certain Gambling Winnings

For payments made in 2026, the federal reporting threshold for certain gambling winnings is $2,000, but form-specific rules still depend on the type of wagering and, in some cases, the winnings-to-wager ratio. If New Jersey withholding is reported, include the forms in your year-end reconciliation workflow (no paper year-end filings accepted).

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Form W-2

Wage and Tax Statement

File New Jersey W-2 information electronically along with the annual NJ-W-3 reconciliation. Registered employers must file NJ-W-3 even if no wages were paid and no state tax was withheld. For wages paid in 2026, the federal W-2 reporting threshold is $2,000 when no federal income, Social Security, or Medicare tax was withheld; withholding otherwise triggers federal reporting regardless of wages. This limited federal change doesn’t remove New Jersey’s separate employer filing and reconciliation requirements.

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Deadline for New Jersey State Filing Taxes (2026 TY):

New Jersey 1099 eFiling February 16, 2027

New Jersey’s usual February 15 deadline falls on a state holiday, so it moves to the next business day.

New Jersey W-2, W-2G, and NJ-W-3 eFiling February 16, 2027

File year-end statements and the applicable reconciliation electronically. New Jersey doesn’t accept paper year-end filings.

New Jersey ACA recipient statement March 02, 2027

New Jersey hasn’t yet posted its official tax year 2026 provider bulletin. This date is tentative as per the draft tax year 2026 on New Jersey’s standing annual schedule.

New Jersey ACA state filing March 31, 2027

Transmit Form 1095 coverage records electronically. There’s no paper filing option.

Note:

Federal recipient statements for most tax year 2026 1099 forms (to be filed in 2027), including 1099-NEC, 1099-R, and federal employee copies of Form W-2 are due by February 1, 2027, since January 31 falls on a Sunday. Forms 1099-B, 1099-S, and certain 1099-MISC statements are due by February 16, 2027.

New Jersey’s February 16 deadline applies to state filing only. It doesn’t extend an earlier federal or recipient-copy deadline.

A business that closes during the year must file NJ-W-3 within 30 days of the last month it was active or paid wages.

Federal rule: If you have 10 or more aggregated returns, you must generally eFile. For tax year 2026 returns filed in 2027, IRS information returns that previously used FIRE, will be processed by IRIS as FIRE is being retired.

New Jersey rule: State year-end forms must be eFiled regardless of the federal 10-return rule.

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New Jersey State Filing Scenario for the following Forms:

Form CFSF participation Pricing
1099-MISC CFSF may satisfy the state-copy requirement when an eligible federal return is filed and the record is accepted for New Jersey. File directly for a New Jersey-only requirement. If state tax was withheld, eFile with NJ-W-3. Method: CFSF
Pricing: Free
1099-NEC CFSF can transmit an eligible federal return. File directly for state-only requirement, including the $1,000-$1,999 range. If New Jersey tax was withheld, eFile with NJ-W-3. Method: CFSF
Pricing: Free
1099-K Use CFSF when an eligible federal Form 1099-K is filed. New Jersey’s general $1,000 return rule can create a state-only eFiling requirement when the federal TPSO threshold is not met. Confirm direct-state support through Tax1099 or the state agency. Method: CFSF
Pricing: Free
1099-B Use CFSF for an eligible federal filing. File directly when a New Jersey-only return is required. Method:CFSF
Pricing: Free
1099-R Use CFSF when appropriate but is not the complete route when New Jersey tax was withheld. That requires eFiling with NJ-W-3. Method: CFSF
Pricing: Free
1099-G Use CFSF for an eligible federal filing. File directly if a New Jersey-only return is required and supported. Method: CFSF
Pricing: Free
1099-INT Use CFSF for an eligible federal filing. Direct state filing is needed when New Jersey reporting applies independently, and the federal transmission doesn’t satisfy it. Method: CFSF
Pricing: Free
W-2G Not eligible for CFSF. eFile with New Jersey when state filing applies. Method: Electronic Filing
Pricing: $0.99 per form
W-2 Not eligible for CFSF. eFile with New Jersey and include the year-end NJ-W-3 reconciliation. Filing method: Electronic
Pricing: $0.99 per form
NJ-W-3 annual reconciliation File electronically. When New Jersey tax was withheld from gambling winnings, include Schedule NJ-W-3G information as applicable. Method: Electronic Filing
Pricing: $4.99

New Jersey participates in the IRS CFSF Program. When a federal return is required, the form is CFSF-eligible and the transmitted state record satisfies New Jersey’s requirement, the IRS forwards a copy to New Jersey.

You must file directly with New Jersey when the state requires a return that is not being filed federally, when a New Jersey-only record or correction is needed, or when New Jersey withholding must be reconciled. This includes potential state-only Form 1099-K reporting under New Jersey’s $1,000 general information return rule. Forms 1099-MISC, 1099-NEC, and 1099-R with New Jersey withholding must be filed electronically with NJ-W-3.

New Jersey requires electronic filing of NJ-W-3 and all W-2, W-2G, and 1099 attachments. The federal 10-return threshold does not create a paper option for New Jersey.

For tax year 2026 returns (filed in early 2027), the IRS information returns that previously used FIRE are submitted through IRIS since FIRE is being retired.

Additional filing requirements :- You may be required to file New Jersey state reconciliation form NJ-W-3M. Tax1099 offers this form through the platforms for $4.99.

State Filing Corrections Pricing:

Correction type Filing requirement Pricing
1099 corrections Submit the corrected 1099 electronically. When the corrected return belongs with an NJ-W-3 reconciliation, file an amended NJ-W-3 and include the corrected 1099. Filing method: Electronic
Pricing - $0.99 per form
W-2c corrections Issue Form W-2c to the employee and submit the corrected record electronically. File an amended NJ-W-3 and include the W-2c. Filing method: Electronic
Pricing - $0.99 per form

Note: If an ACA correction file must be submitted to the IRS, New Jersey also requires the correction file.

OBBBA update

Federal OBBBA Reporting Changes and New Jersey’s Separate $1,000 Rule

For tax year 2026, the federal threshold for Form 1099-NEC and several Form 1099-MISC payment categories has been increased from $600 to $2,000. New Jersey’s current state-copy rule remains $1,000 or any amount when New Jersey Income Tax was withheld. The $2,000 amount is not universal to every Form 1099-MISC box. Royalties, attorney gross proceeds, direct sales, fishing-boat proceeds, backup withholding, and other specialized categories follow separate rules.

This creates a New Jersey-only filing range. A payment from $1,000 through $1,999 can require an electronic New Jersey Form 1099-NEC or covered Form 1099-MISC even when no federal return is required. CFSF cannot transmit a state-only return when no federal return is filed.

For Form 1099-K, the 2026 federal TPSO threshold is more than $20,000 and over 200 transactions, while payment-card transactions are reportable regardless of amount. New Jersey’s general information return rule can require a state filing at $1,000 or more without a transaction-count test, creating another possible state-only filing obligation.

OBBBA also changed other 2026 federal reporting thresholds shown on this page. The threshold applicable to certain Form W-2G gambling winnings is $2,000, subject to form-specific wagering rules. The federal W-2 wage threshold is $2,000 only when no federal income, Social Security, or Medicare tax was withheld. Withholding otherwise triggers reporting regardless of wages.

Starting with tax year 2026 payments reported in 2027, IRIS becomes the IRS intake system for information returns since FIRE is being decommissioned. IRIS supports CFSF, but New Jersey’s separate direct eFiling and NJ-W-3 reconciliation rules still apply.

File supported New Jersey information returns with Tax1099.

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New Jersey generally requires a state copy when the amount paid or credited is $1,000 or more in a calendar year or when any New Jersey Income Tax was withheld. This applies broadly to payers required to file a federal 1099 or similar form, so it can create New Jersey-only reporting for forms such as 1099-NEC, covered 1099-MISC categories, and 1099-K when the state threshold is reached before the federal threshold.

The normal state deadline is February 15. Since February 15, 2027, is Presidents’ Day, a New Jersey State holiday, the deadline moves to Tuesday, February 16, 2027.

No. New Jersey requires eFiling of NJ-W-3 and all W-2, W-2G, and 1099 attachments. This state mandate applies independently of the federal rule that generally requires eFiling when 10 or more aggregated returns are filed.

No. CFSF can transmit an eligible federal 1099 record to New Jersey, but direct filing is still needed for a New Jersey-only return, a state-only correction, or a withholding-reconciliation requirement. A New Jersey-only return can arise when the state’s $1,000 rule applies before a federal threshold, including for 1099-K. Forms 1099-MISC, 1099-NEC, and 1099-R with New Jersey withholding must be filed electronically with NJ-W-3.

New Jersey’s state-copy threshold is $1,000 or any amount when New Jersey tax was withheld. The federal 2026 Form 1099-NEC threshold is $2,000. Therefore, payments from $1,000 through $1,999 may require a New Jersey-only eFiling even when a federal 1099-NEC is not required.

Registered employers must file the annual NJ-W-3 reconciliation even if no wages were paid and no New Jersey tax was withheld. Applicable New Jersey W-2 records are included in the electronic year-end filing. New Jersey’s reconciliation page refers to Form NJ-W-3, while the forms page lists the downloadable reconciliation as NJ-W-3M. Form NJ-W-3G applies to year-end reporting of New Jersey tax withheld from gambling winnings.

Coverage providers and responsible employers must report minimum essential coverage for applicable full-year and part-year New Jersey residents. New Jersey accepts Form NJ-1095, a fully completed Form 1095-B, a fully completed Form 1095-C, or a Form 1095-C with Parts I and III completed. Parts I and II alone don’t satisfy the state requirement.

New Jersey does not offer a paper filing option. Filers with 50 or more forms use the State’s MFT Secure Transport/Axway process, while filers with fewer than 50 forms may use Form NJ-1095. The draft tax-year-2026 schedule is March 2, 2027, for recipient statements and March 31, 2027, for state transmission, pending New Jersey's official provider bulletin.

Submit corrected W-2, W-2G, or 1099 records electronically. When the correction belongs with the year-end reconciliation, file an amended NJ-W-3 and include the corrected statements. If an ACA correction file is submitted to the IRS, New Jersey also requires the correction file.

Yes. Tax1099 supports applicable federal, CFSF, W-2, W-2G, correction, reconciliation, and supported New Jersey state-only filing workflows from just one platform.

File Your 2026 New Jersey Returns

Prepare, validate, and eFile your New Jersey 1099, W-2, reconciliation, correction, and ACA forms, all from one secure Tax1099 platform.

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