Top 6 1099-K Software Solutions for 2026

What are the best 1099-K e-file tools for payment settlement entities and third-party networks? These services must deliver spot-on 1099-K data, file on time, and deliver recipient copies hassle-free.

As thresholds and guidance evolve, a software that validate early, manages bulk workflows, and simplifies corrections are crucial.

If you’re looking for a dependable 1099-K software, you’re at the right place. Check out this guide for six trusted platforms. We’ve rated them on imports, validations, delivery, security, support, and price.

1. Tax1099.com

This is an IRS-approved 1099-K e-filing software. It is ideal for marketplaces, platforms, and payment businesses looking for not just automation, but solid controls as well.

Top Features

• E-file 1099-K forms with corrections. Also get access to a broad range of forms (1099, W-2, 1042-S), for consolidated reporting.
• Upload data in bulk via CSV or Excel, secure SFTP, and REST API.
• Quick TIN/name and USPS address checks as well as duplicate detection, and schema validations.
• You get recipient e-delivery portal and optional print-and-mail service.
• Strong security with role-based access, MFA/SSO, audit logs, and multi-EIN dashboard.

Pros

• It doesn’t matter if you have small batches or a huge volume of forms; it scales perfectly with clear status updates.
• Less manual work for you because of deep automation and integration.

Cons

• The only drawback is its wide feature-set. That’s why it can take some initial setup and planning.

2. Online1099

This 1099-K software is great if you want a straightforward 1099-K workflow with quick onboarding.

Top Features

• Prepare and e-file 1099-K online with basic correction options.
• Easy CSV or Excel uploads and easy mapping of fields.
• Deliver recipient copies via PDFs or mailing services.
• Organization-level dashboard for multiple businesses.

Pros

• Interface is user-friendly for fast filing.
• Great value for money? Yes, for common 1099-K filings.

Cons

• Not a lot of advanced automation or API options than enterprise-focused tools.
• Limited governance features for complex, multi-team settings.
• Smaller integration ecosystem versus open-API platforms.

3. Track1099 (Avalara 1099)

This TPSO 1099-K e-file software is well suited for finance teams already using Avalara or connected accounting apps.

Top Features

• E-file your 1099-Ks with handy status updates.
• Supports native connectors like QuickBooks, Xero, NetSuite and Bill.com.
• E-deliver recipient copies with optional USPS mailing services.
• Team permissions backed by 2FA and SSO.

Pros

• Tight integrations mean less duplicate entry.
• Alerts keep teams on schedule.

Cons

• Fewer prescriptive prompts for uncommon validation.
• Pricing can be steep for low volume filing.
• The ecosystem may feel closed compared to open-API platforms.

4. TaxBandits

This payment card transaction reporting software is perfect for accounting firms or payroll providers managing lots of entities.

Top Features

• Multi-client dashboard with role controls.
• 1099-K e-filing plus corrections and amended returns.
• Use CSV, SFTP, or API for uploading data, with webhook status updates.
• Recipient portal with print-and-mail services.

Pros

• Works best for recurring, multi-EIN filing seasons.
• Webhooks support keeps internal systems synced.

Cons

• Add-on fees for mailing and branding can increase total cost.
• New users might find the interface density challenging.
• Fewer turnkey marketplace integrations than some competitors.

5. Yearli by Greatland

Do you want planned tiers and proven print-and-mail services? Then this one is for you.

Top Features

• Choose from tiered plans that cover 1099-K and other forms.
• Simple CSV/accounting data imports with address validation.
• Same-day USPS mailing for tight deadlines (depending on the plan).
• Centralized archives and recipient management, all in one place.

Pros

• The upgrade path is seamless as your filing needs grow.
• Strong fulfillment and mailing operations.

Cons

• Some features are only available on higher tier plans.
• Developer tools are lighter than API-first platforms.
• Granular approval workflows are limited without custom arrangements.

6. 1099 Pro

This marketplace 1099-K reporting tool is suitable for high-volume setups that need governance or outsourcing flexibility.

Top Features

• Choose cloud or desktop versions, with optional Service Bureau outsourcing.
• Offers bulk uploads via REST and SOAP APIs.
• Granular user permissions, SSO/SAML support, and approval routing.
• Retention and audit policies for regulated teams.

Pros

• Gives you enterprise-grade controls and deployment options.
• The outsourcing option helps during peak filing volumes.

Cons

• Costs tend to be higher than lightweight cloud solutions.
• Longer setup and ongoing administration.
• Desktop workflows can slow down distributed teams.

How to Pick the Right 1099-K Software

FAQs

1. I’m looking for IRIS e-fling and status tracking. Does the software support both?

Make sure it has direct IRIS transmission with clear status updates like “received”, “accepted” or “rejected”, and error flagging.

2. How good is the software with data checks and is it built in?

Schema checks, TIN/name matching, USPS address verification, and duplicate detection are all you need to minimize rejections.

3. How does it handle corrections and amendments?

Mistakes are common! Step-by-step flows for voids and replacements, version history, and automated re-delivery of updated recipient copies do the job.

4. How about juggling multiple EINs with proper controls?

Yes. Multi-EIN dashboards, role-based permissions, MFA/SSO, and audit trails keep shared services organized and secure.

5. In times of high-volume data, what happens?

You’ll get CSV/Excel templates for quick starts, secure SFTP for scheduled drops, and REST API/webhooks for nonstop syncing.

The Verdict

When choosing the right 1099-K software, you must consider these factors: filing volume, entity structure, and how much automation you want.

Tax1099 is best for payers wanting enterprise controls without the complexity. It combines robust validations, flexible imports (CSV, SFTP, API), and efficient recipient delivery. Meanwhile, Online1099 provides a fast, simple path for common 1099-K filings.

And what about other competitors? They cater to specific niches: Track1099 for deep integrations, TaxBandits for multi-entity workflows, Yearli for mature mailing, and 1099 Pro for enterprise governance or outsourcing.

Bottom Line:

Early validations, easy corrections, and recipient-friendly delivery are key.

How can you file your 1099-Ks like a pro? Choose Tax1099 to e-file securely, deliver recipient copies, and keep the IRS happy, all in one place!

Start e-filing