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Best 1099-DIV Software for 2026

How can you avoid IRS fines and file your 1099-DIVs without the headache? Whether you are a small business, financial institution, or CPA firm, the right software can help you simplify dividend reporting, avoid IRS notices, and help you stay compliant.

Here’s what you need to consider when choosing the right IRS-approved 1099-DIV e-filing software:

  • Match your volume and complexity: If you only have a few forms, lightweight tools should be enough. But for multiple entities or state-level filings, go for platforms with APIs, role-based permissions, and good audit logs.
  • Check integrations and data flow: Your preference should be native accounting connectors or secure SFTP/API connections to eliminate re-keying.
  • Validate recipient data early: Do you want to lower rejections and rework? Then, real-time TIN matching, address checks, and duplicate detections are crucial.
  • Confirm state-filing coverage: Does it have CF/SF participation? Direct uploads for states that need separate reporting? Look for these.
  • Assess security and controls: Look for SOC-aligned practices, MFA, role-based access, and audit trails to protect payee data.
  • Compare support and pricing options: Do they charge per form? Or is there a subscription with per-form fees? Also, confirm the support you get during peak filing season.

We’ve made your life easy with this list of top1099-DIV filing solutions. It’s your cheat sheet, which breaks down each tool’s features so that you can ace the tax season.

1. Tax1099

Tax1099, founded in 2010 by Zenwork Inc., is an e-filing platform created to simplify e-filing and remove the frustration associated with complex tax compliance, high costs, and the cumbersome nature of traditional paper filing methods.

Best for: This software suits payers of any size who want strong automation, broad state coverage, and integrations that grow with volume.

Key Features:

  • Covers all 1099s, including 1099-DIV, along with W-2, 1042-S, etc.
  • Quick imports via CSV/Excel, SFTP, and REST API. Plus, integration with major accounting/ERP systems.
  • Real-time TIN matching for 1099-DIV along with W-9 e-signature collection
  • Handles CF/SF filing for eligible 1099 forms and direct state filing for 1099-DIV in jurisdictions that mandate it.
  • Safeguards data with MFA, role-based access, and audit logs.

Pricing:

Tax1099 uses a tiered, volume-based model for e-filing. The pricing starts at $2.99 per form for 1 to 20 returns, $2.30 for 21 to 150 forms, $1.31 for 151 to 500 forms, and $0.68 for 501 to 1000 forms. Filers submitting over 1,000 forms get custom enterprise rates.

Pros Cons
1. End-to-end workflow from vendor setup and W-9 collection to e-file and recipient copy delivery. 1. Feature depth can exceed needs for very low-volume, one-time filers.
2. Internal checks, automation, and integration options handle seasonal spikes and bulk filings. 2. API/SFTP setup may require IT help in strict environments.
3. Centralized dashboard helps support subsidiaries and manage multiple clients.
4. AI chat assistance, specifically built to solve tax queries, guides users through the filing process of various forms (1099, W-2, 94X, 1095) and acts as a vigilant proofreader by identifying and flagging potential errors.

2. 1099Online

1099Online is an e-filing platform committed to helping filers make 1099 form filing simple, affordable, and fully electronic. Designed for businesses, accountants, tax professionals, and law firms that require automation and a secure cloud platform for a seamless e-filing experience.

Best for: This software is a good pick for small to mid-sized filers who prioritize simplicity and low pricing per form.

Key Features:

  • Direct IRS e-filing for 1099-DIV and other 1099s.
  • Quick uploads from Excel/CSV with flexible mapping.
  • For recipient delivery, you get secure portal/PDF and print-and-mail options.
  • Basic data checks and correction workflow.
  • Manages multiple TINs from one dashboard.
  • The platform offers the option for Federal & State Combined Filing.
  • It proactively engages visitors on the website, helping by inviting them to chat or discuss filing-related questions in real-time.

Pricing:

1099Online offers tiered pricing: $3.49 per form for the first 10 forms, $2.49 for 11 to 50 forms, $1.99 for 51 to 150 forms, $1.25 for 151 to 1000 forms, and $0.69 for forms over 1000.

Pros Cons
1. Affordable per form pricing for smaller volume. 1. Fewer advanced automations than enterprise tools.
2. Clean, straightforward UI speeds up seasonal onboarding. 2. Limited native ERP integrations than top-tier platforms.
3. Quick setup. So, no need for IT support or long implementation.
4. Flexible imports reduce re-entry from spreadsheet.
5. Recipient delivery options save postage and admin time.

3. Avalara 1099 & W9

Avalara 1099 & W9, formerly known as Track1099, is part of the broader compliance offerings provided by Avalara. The main purpose of the platform is to help businesses navigate IRS requirements and streamline compliance by leveraging automation.

Best for: Teams already in the Avalara ecosystem or anyone who wants native accounting integrations.

Key Features:

  • Native connectors (QuickBooks, Xero, NetSuite, and Bill.com).
  • Upload data via REST API and check TINs easily. (Heads up: verify notice and status workflows with the vendor).
  • Handles federal e-filing and many state submissions.
  • Recipient delivery can be done via portal and/or print-mail services depending on the plan.
  • Offers AI chat assistance for tax queries, email and call support, plus access to a Knowledge Center.

Pricing:

Track1099’s pay-as-you-go pricing begins at $3.10 per form for 1 to 15 forms, $2.30 for 16 to165 forms and reaches $0.63 each at volumes above 500. Additional charges are applicable for services like state e-filing, TIN matching and address validation.

Pros Cons
1. Strong automation cuts down manual work. 1. Pricing can escalate with add-ons and volume tiers.
2. Good choice if Avalara is already in your tech stack. 2. Ecosystem lock-in makes switching tools harder.
3. Support response time varies by plan and season.

4. Yearli by Greatland

Yearli is a comprehensive, all-inclusive online filing program developed by Greatland Corporation. Backed by a team of more than 125 experienced filing experts, Yearli brings deep expertise to every filing scenario.

Best for: Growing filers looking for tiered plans and a clear upgrade path.

Key Features:

  • Pick from Core, Performance, and Premier tiers (adds TIN matching, state filing, APIs, and archives).
  • Easy import from CSV, QuickBooks, Sage, or Peachtree, with EDI support.
  • Get same-day USPS mailing if you submit before cutoff time.
  • Offers support via online chat, email, and phone support.

Pricing:

Yearli offers three plans: Core (free), Performance ($129/year), and Premier ($799/year), each requiring additional filing fees per form. Peak-season surcharges are applicable during January-end and February-end.

Pros Cons
1. Tiered plans match features to your complexity and budget. 1. State filing and APIs are available only with higher tiers.
2. Reliable and turnkey mailing operations. 2. Per-form fees can add up for multi-entity operations.
3. Limited customization for complex approval chain.

5. TaxBandits

TaxBandits was first created in 2012 under the name ExpressTaxFilings. It was later rebranded and developed into TaxBandits in 2017. It is powered by its parent company, SPAN Enterprises, a developer of a portfolio of e-filing and business management applications. The platform has been designed with the goal of simplifying the IRS e-filing process for businesses.

Best for: Firms and service providers handling many entities/EINs across states.

Key Features:

  • Provides multi-client dashboard and role-based access.
  • Imports via manual entry, CSV, QuickBooks, SFTP, or API (OAuth 2.0).
  • Handles federal and state filing, plus corrections, with optional print-and-mail services.
  • Includes internal audit checks, USPS address validation, IRIS business validation, and smart review.
  • White-label e-delivery portal option for your own branding.
  • Dedicated support team for assistance (24×7 Dedicated Dev Support for high volume filers)

Pricing:

TaxBandits’ federal 1099-DIV e-filing starts at $2.75 per form for 1-10 returns, $1.75 for 11-100, $1.15 for 101-250, $1.00 for 251-500, and $0.80 for 500+. State e-filing is $0.70 per form, online access is $0.50, and print-and-mail is $1.85 per form.

Pros Cons
1. End-to-end delivery with clear audit logs. 1. Dashboard can feel overwhelming for first-timers.
2. Good controls for separating preparers and reviewers. 2. Pricing isn’t the cheapest for simple, low-volume filing.
3. Full audit visibility across all W-9 activity. 3. Advanced features need configuration and training.
4. Support SLAs vary by plan.

6. eFile4Biz

eFile4Biz is an IRS-authorized cloud-based e-filing platform that lets businesses prepare, e-file, and distribute 1099s from a simple web dashboard without any need for software installation. It is trusted by more than 100,000 customers and provides solutions tailored to various professional needs.

Best for: Small to mid-sized payers who want guidance for e-filing and a strong print-and-mail service.

Key Features:

  • Web-based wizards for fast data entry and imports.
  • USPS print-and-mail service with tracking.
  • Provides multi-year archive for easy reprints and audits.
  • The platform supports 1099-DIV state filing through the Combined Federal/State Filing program for 31+ states.
  • eFile4Biz offers phone, email, and online help resources during business hours, with extended support during tax season.

Pricing:

It offers three filing options, based on needs. To print, mail, and e-file forms, the price per form ranges from $1.35 to $4.75, depending on the number of forms. They also offer an e-file without recipient delivery option and a print and mail option that does not include filing with the IRS or SSA.

Pros Cons
1. Simple guided workflows for occasional filers. 1. Limited APIs, so not ideal for automation.
2. Reliable mailing service at scale. 2. Fewer native ERP or accounting integrations.
3. Bulk pricing perks reduce after mid-volume filing.
4. Basic role and permission controls, not very granular.

7. eFile Express

eFile Express is a budget-friendly e-Filing software solution developed by Smartrak Group Inc. It allows users to download, install, and fill out federal and certain state tax forms and then e-file those tax returns to the IRS and/or state agencies.

Best for: Those very low-volume filers who want fast, budget-friendly filing.

Key Features:

  • Fast manual entry or single-sheet Excel import.
  • Supports IRS e-filing, including eligible 1099 forms. Just check with the vendor if 1099-DIV is explicitly supported, along with CF/SF filing or direct state submissions
  • Comes with secure hosting and MFA, along with ticket-based support.

Pricing:

Individual e-file pricing is $9-$10, and employer e-file is $7, with a 3-for-2 package for some individual returns.

Pros Cons
1. Low entry cost if you have a few forms. 1. Light integrations and no deep automation layer.
2. Straightforward interface if you use occasionally. 2. Limited multi-entity and approval workflow.
3. Audit and data retention controls are basic compared to bigger platforms.
4. Fewer onboarding resources during peak season.

FAQs

1. Can I file for multiple EINs with Tax1099?

You can easily handle multiple EINs on a single dashboard with Tax1099.

2. Which platforms offer real-time TIN matching?

Your best options are Tax1099 and Avalara 1099 (Track1099). Others may offer batch or pre-submission checks.

3. How do these platforms handle state filing for 1099-DIV?

Platforms like Tax1099, Avalara 1099, Yearli, and TaxBandits support CF/SF and/or direct state upload when required.

4. If the IRS rejects forms, can I correct and resubmit?

Yes, mistakes are common. Most tools let you correct filings within the IRS window without paying the full per-form fee again.

5. How can I send recipient copies?

You can deliver copies via secure portal/e-delivery, downloadable PDFs, and or print-and-mail services.

6. Is IRS authorization an endorsement of the platform?

No. It only confirms the ability to transmit returns. It’s not a commercial endorsement.

The Bottom Line

So, what’s the right software for your business? Tax1099 is ideal for those who want end-to-end workflows: collecting W-9s, checking TINs, importing data, e-filing, fixing mistakes, and delivering recipient copies. All this without adding extra hand or custom scripts.

What if you’re after a simple and budget-friendly 1099-DIV software? You can go with 1099Online’s easy, affordable path with quick setup and practical delivery options.

And those handling lots of entities with complex needs? Enterprise platforms with deep APIs and user controls make the difference.

Still confused? Choose an IRS-approved 1099-DIV e-filing tool based on your volume, state filing needs, and the level of automation. It must slash prep time and reduce corrections, so your dividend reporting is a cakewalk.

Ready to simplify your 1099-DIV filing? With Tax1099, you can e-file fast, send recipient copies, and stay compliant in just a few clicks.

Start e-filing