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Best 1099-DIV Software for 2026

How can you avoid IRS fines and file your 1099-DIVs without the headache? You need the right tools in your corner. There’s the 10-form e-filing rule to consider as well. This means, you need a 1099-DIV software that’s smart, and packed with features like bulk data imports, real-time TIN checks, seamless recipient delivery, and corrections.

We’ve made your life easy with this list of seven top Online1099 1099-DIV filing solutions. It’s your cheat sheet which breaks down each tool’s features, so that you can ace the tax season.

1. Tax1099 (Top Pick)

Best for: This 1099-DIV software suits payers of any size who want strong automation, broad state coverage, and integrations that grow with volume.

Key Features:

  • Covers all 1099s including DIV, along W-2, 1042-S, and 3921/3922.
  • Quick imports via CSV/Excel, SFTP, and REST API. You also get connectors for major accounting/ERP.
  • Real-time TIN matching for 1099-DIV? Check. W-9 e-signature collection? Absolutely!
  • Takes care of CF/SF participation for eligible 1099 forms. Also handles direct state filing for 1099-DIV in jurisdictions that mandate it.
  • Your data is safe with MFA, role-based access, and audit logs.
Pros Cons
1. End-to-end workflow from vendor setup and W-9 collection to e-file and delivery. 1. Feature depth can exceed needs for very low-volume, one-time filers.
2. Mature automation and integration ecosystem that handles seasonal spikes. 2. API/SFTP setup may require IT help in strict environments.
3. Multi-EIN dashboard supports subsidiaries and manages clients.
4. Corrections and re-filing are structured and easy to track.

2. 1099Online

Best for: This dividend reporting software is right pick for small to mid-sized filers who prioritize simplicity and low pricing per form.

Key Features:

  • Direct IRS e-filing for 1099-DIV and other 1099s.
  • Quick uploads from Excel/CSV with flexible mapping.
  • For recipient delivery, you get secure portal/PDF and print-and-mail options.
  • Basic data checks and correction workflow.
  • Manages multi EINs from one dashboard.
Pros Cons
1. Very affordable per form pricing for smaller volume. 1. Fewer advanced automations than enterprise tools.
2. Clean, straightforward UI speeds up seasonal onboarding. 2. Limited native ERP integrations than top-tier platforms.
3. Quick setup. So, no need for IT support or long implementation.
4. Flexible imports reduce re-entry from spreadsheet.
5. Recipient delivery options save postage and admin time.

3. Avalara 1099 (Track1099)

Best for: Teams already in the Avalara ecosystem or anyone who wants native accounting integrations.

Key Features:

  • Native connectors (QuickBooks, Xero, NetSuite, and Bill.com).
  • Upload data via REST API and check TINs easily. (Heads up: verify notice and status workflows with the vendor).
  • Handles federal e-filing and many state submissions.
  • Recipient delivery can be done via portal and/or print-mail services depending on the plan.
Pros Cons
1. Strong automation cuts down manual work. 1. Pricing can escalate with add-ons and volume tiers.
2. Good choice if Avalara is already in your tech stack. 2. Ecosystem lock-in makes switching tools harder.
3. Support response time varies by plan and season.
4. Interface changes may lag during peak filing windows.

4. Yearli by Greatland

Best for: Growing filers looking for tiered plans and a clear upgrade path.

Key Features:

  • Pick from Core, Performance, and Premier tiers (adds TIN matching, state filing, APIs, and archives).
  • Easy import from CSV, QuickBooks, Sage, or Peachtree, with EDI support.
  • Get same-day USPS mailing if you submit before cutoff time.
Pros Cons
1. Tiered plans match features to your complexity and budget. 1. State filing and APIs only with higher tiers.
2. Reliable and turnkey mailing operations. 2. Upgrading mid-season can feel a bit fragmented.
3. Limited customization for complex approval chain.
4. Per-form fees can add up for multi-entity operations.

5. TaxBandits

Best for: Firms and service providers handling many entities/EINs across states.

Key Features:

  • Provides multi-client dashboard and role-based access.
  • Imports via manual entry, CSV, QuickBooks, SFTP, or API (OAuth 2.0).
  • Handles federal and state filing, plus corrections, with optional print-and-mail services.
Pros Cons
1. End-to-end delivery with clear audit logs. 1. Dashboard can feel overwhelming for first-timers.
2. Good controls for separating preparers and reviewers. 2. Pricing isn’t the cheapest for simple, low-volume filing.
3. Advanced features need configuration and training.
4. Support SLAs vary by plan; live help may have wait times during peak seasons.

6. eFile4Biz (Deluxe)

Best for: Small to mid-sized payers who want guidance for e-filing and a strong print-and-mail service.

Key Features:

  • Web-based wizards for fast data entry and imports.
  • USPS print-and-mail service with tracking.
  • Provides multi-year archive for easy reprints and audits
Pros Cons
1. Simple guided workflows for occasional filers. 1. Limited APIs, so not ideal for automation.
2. Reliable mailing service at scale. 2. Fewer native ERP or accounting integrations.
3. Bulk pricing perks reduce after mid-volume filing.
4. Basic role and permission controls, not very granular.

7. ExpressE-File

Best for: Those very low-volume filers who want fast, budget-friendly filing.

Key Features:

  • Fast manual entry or single-sheet Excel import.
  • Supports IRS e-filing, including eligible 1099 forms. Just check with the vendor if 1099-DIV is explicitly supported, along with CF/SF filing or direct state submissions
  • Comes with secure hosting and MFA, along with ticket-based support.
Pros Cons
1. Low entry cost if you have a few forms. 1. Light integrations and no deep automation layer.
2. Straightforward interface if you use occasionally. 2. Limited multi-entity and approval workflow.
3. Audit and data retention controls are basic compared to bigger platforms.
4. Fewer onboarding resources during peak season.

Choosing the Best 1099-DIV E-filing Software

How do you pick the best 1099-DIV e-file tools or IRS-approved 1099-DIV e-filing software? It’s not as hard as you think. Here’s what to look for:

Match your volume and complexity

If you only have a few forms, lightweight tools should be enough. But for multiple entities or state-level filings, go for platforms with APIs, role-based permissions and good audit logs.

Check integrations and data flow

Your preference should be native accounting connectors or secure SFTP/API connections to eliminate re-keying.

Validate recipient data early

Do you want to lower rejections and rework? Then real-time TIN matching, address checks, and duplicate detections are crucial.

Confirm state-filing coverage

Does it have CF/SF participation? Direct uploads for states that need separate reporting? Look for these.

Assess security and controls

Look for SOC-aligned practices, MFA, role-based access, and audit trails to protect payee data.

Compare support and pricing options

Do they charge per form? Or is there a subscription with per-form fees? Also, confirm the support you get during peak filing season.

FAQs

1. Can I file for multiple EINs with Tax1099?

You can easily handle multiple EINs on a single dashboard with Tax1099.

2. Which platforms offer real-time TIN matching?

Your best options are Tax1099 and Avalara 1099 (Track1099). Others may offer batch or pre-submission check.

3. How do these platforms handle state filing for 1099-DIV?

Platforms like Tax1099, Avalara 1099, Yearli, and TaxBandits support CF/SF and/or direct state upload when required.

4. If the IRS rejects forms, can I correct and resubmit?

Yes, mistakes are common. Most tools let you correct filings within the IRS window without paying the full per-form fee again.

5. How can I send recipient copies?

You can deliver copies via secure portal/e-delivery, downloadable PDFs, and or print-and-mail services.

6. Is IRS authorization an endorsement of the platform?

No. It only confirms the ability to transmit returns. It’s not a commercial endorsement.

The Bottom Line

So, what’s the verdict? Tax1099 is a standout for those who want end-to-end workflows: collecting W-9s, checking TINs, importing data, e-filing, fixing mistakes, and delivering recipient copies. All this without adding extra hand or custom scripts.

What if you’re after a simple and budget-friendly 1099-DIV software? Pick 1099Online’s easy, affordable path with quick setup and practical delivery options.

And those handling lots of entities with complex needs? Enterprise platforms with deep APIs and user controls make the difference.

Still confused? Choose an IRS-approved 1099-DIV e-filing tool based on your volume, state filing needs, and the level of automation. It must slash prep time and reduce corrections, so your dividend reporting is a cakewalk.

Ready to simplify your 1099-DIV filing? With Tax1099, you can e-file fast, send recipient copies, and stay compliant in just a few clicks.

Start e-filing