File 1098 Online | E-File 1098| How to file 1098 instructions 2023

File 1098 Online

Are you looking for where to file 1098 online? IRS approved allows you to eFile your 1098 with security and ease, all online. IRS Form 1098 is used to report mortgage interest.

# of Forms 1-20 21-150 151-500 501-1000 1000+
Pricing Tier $2.90/form $2.19/form $1.25/form $0.65/form Contact us!
  • Why eFile with Tax1099

  • Easy and Secure eFiling

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What is IRS Form 1098?

  • Form 1098, the Mortgage Interest Statement, is utilized by lenders to report payments of $600 or more in interest, mortgage insurance premiums, or points made by a borrower in a tax year. Lenders must file a separate Form 1098 for each mortgage they hold. If a mortgage doesn't meet the $600 interest threshold, filing the form isn't mandatory, but some lenders may still do so. The data on this form is used for specific tax deductions linked to interest, mortgage insurance premiums, or points paid.

When would you need to file a 1098?

  • If you are a lending business or collection agency, involved in real estate, a government unit, or a cooperative housing corporation, you may need to file a Form 1098.

  • If, for instance, you are a real estate developer that provides financing for homes in your division, and you accept the home as security for the financing, the mortgage interest your receive must be reported on IRS Form 1098.

  • If, for example, you are a florist and offer a loan to an individual to buy your home, the interest you receive is not reportable as this loan is not part of your business or trade

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1098 Deadline and Important Dates

With, you can schedule the date that your forms are transmitted to the IRS. Scheduling your forms gives you time between when we email/USPS your forms to vendors and when we send the forms to the IRS. This is useful because your vendors may have edits to make. You can make those changes in Tax1099 before the scheduled date at no extra charge. We automatically schedule your IRS eFile transmission at a week away from when you submit, or by the deadline. You can edit this date to match your preference.

Filing Type Due Date
Recipient Copy Jan 31, 2024
IRS eFile April 01, 2024
IRS Paper Filing Feb 28, 2024

1098 eFile Info

eFile Your Tax with Tax1099

Electronically filed 1098 forms are directly transmitted to the IRS from Tax1099.

IRS eFiled acceptance acknowledgment comes within 3 to 7 business days.

1098 eFile Service Pricing

Form 1099 MISC Tax Savings
# of Forms 1 - 20 21-150 151-500 501-1000 1000+
Pricing Tier $2.90/form $2.19/form $1.25/form $0.65/form Contact us!

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